The Federal Government has opened subscription for its September 2025 Savings Bonds, offering investors annual interest rates of up to 16.541 per cent, according to a circular from the Debt Management Office (DMO).
The offer includes a two-year bond maturing on September 10, 2027, with a 15.541 per cent annual return, and a three-year bond maturing on September 10, 2028, with a 16.541 per cent annual return. Both represent increases from the August 2025 rates of 14.401 per cent and 15.401 per cent respectively.
Subscriptions, priced at ₦1,000 per unit with a minimum entry of ₦5,000, will close on Friday, September 5, while settlement is scheduled for September 10. Interest payments will be made quarterly in March, June, September, and December.
Launched in 2017, the FGN Savings Bond programme was designed to deepen the domestic bond market, promote financial inclusion, and provide retail investors with access to safe, low-risk government securities. The bonds also qualify as approved investments under the Trustee Investment Act and are tax-exempt for pension funds and other eligible institutions.
